Compare Payment Providers
& Gateways

Stripe

SaaS & Developers

A developer-first payment platform known for its exceptional API design and comprehensive documentation. Stripe offers a full suite of payment infrastructure tools supporting over 100 payment methods across 135+ currencies. Ideal for SaaS companies, startups, and any business that values a modern developer experience.

Finix

Platforms & Direct Acquirer

A payment infrastructure platform built specifically for software platforms and marketplaces in the United States. Finix enables platforms to become their own payment facilitators with direct acquiring capabilities, offering white-label payment processing with advanced features like split transactions and merchant onboarding tools.

PayPal

Global e-commerce

One of the world's most recognized digital payment platforms, operating in over 200 markets with support for 130+ currencies. PayPal offers buyer protection, a trusted checkout experience, and multiple payment options including pay-later services through Venmo. A go-to choice for e-commerce businesses seeking broad consumer recognition and trust.

Adyen

Platforms & Marketplaces

A global payment platform designed for enterprise businesses and high-growth companies. Adyen provides end-to-end payment processing with unified commerce capabilities, supporting 250+ payment methods across online, mobile, and in-store channels. Known for serving large marketplaces and platforms that need a single integration for global operations.

Square

Retail & Restaurants

An all-in-one commerce platform that combines payment processing with point-of-sale hardware and business management tools. Square is particularly popular with retail stores, restaurants, and service businesses that need integrated solutions for payments, inventory, and staff management. Their hardware ecosystem and free baseline tier make it accessible for small businesses to get started quickly.

Trustly

Pay by Bank (A2A)

A leading pay-by-bank provider that enables direct bank transfers as an alternative to card payments. Trustly connects to over 12,000 banks across 30+ countries in Europe and North America, offering instant account-to-account payments with lower processing costs than traditional card networks. Particularly strong in gaming, subscription services, and financial services where bank-based payments reduce friction and churn.

BVNK

Stablecoin Infrastructure

An enterprise-grade stablecoin payments infrastructure provider that bridges traditional finance with digital assets. BVNK enables businesses to send, receive, and hold stablecoin payments across 130+ countries with regulatory licenses in key markets. Built for payment companies, fintechs, and enterprises that need compliant crypto payment rails.

Wise

International Transfers

A transparent international money transfer service known for offering the real mid-market exchange rate with low, upfront fees. Wise provides multi-currency accounts with local bank details in 50+ currencies, making it ideal for freelancers, remote workers, and businesses that need to send or receive payments across borders frequently.

Skrill

Gaming & Forex

A digital wallet service with a strong presence in the online gaming and forex trading industries. Part of the Paysafe Group, Skrill enables fast deposits and withdrawals in 135+ countries with support for 95+ currencies. Popular among users who value privacy and instant transfers for gaming platforms, trading sites, and international money transfers.

NETELLER

Trading & Gaming

A digital wallet tailored for online trading platforms, gaming sites, and international money transfers. Like its sister company Skrill, NETELLER is part of the Paysafe Group and operates in 200+ countries with a prepaid Mastercard option. Popular among forex traders and online gamers who need quick, reliable deposits and withdrawals.

Alipay

Chinese Consumers

China's largest digital payment platform, now part of Ant International's global Antom platform. Alipay connects merchants to over 1.6 billion consumers across Asia through its Alipay+ ecosystem, offering QR code payments, in-app purchases, and cross-border transactions. Essential for any business looking to reach Chinese consumers both domestically and as tourists abroad.

Worldpay

Global Enterprise

A global enterprise payment processor owned by FIS, serving large multinational businesses across virtually every industry. Worldpay supports 300+ payment types in 120+ currencies with both online and in-person payment capabilities. Well-suited for established enterprises that need a trusted, large-scale payment partner with global reach.

WeChat Pay

Chinese Social Commerce

The payment arm of China's dominant super-app WeChat, with over 900 million active users. WeChat Pay is deeply integrated into Chinese daily life, enabling QR code payments, in-app purchases, and social commerce features. Critical for merchants targeting Chinese consumers, whether through e-commerce, travel, or in-store purchases.

Coinbase Commerce

Crypto E-commerce

A cryptocurrency payment gateway from Coinbase that lets merchants accept Bitcoin, Ethereum, stablecoins, and other digital assets. With self-custodial settlement, merchants receive funds directly to their own wallets without intermediary custody. A straightforward option for businesses wanting to add crypto payment acceptance with minimal complexity.

BitPay

Bitcoin Payments

One of the oldest and most established cryptocurrency payment processors, operating since 2011. BitPay enables merchants to accept over 100 cryptocurrencies including Bitcoin, Ethereum, and various Layer 2 networks, with the option to settle in crypto or fiat. Also offers consumer products including a self-custody wallet and crypto debit card.

MercadoPago

Latin American E-commerce

The dominant payment platform in Latin America, part of the MercadoLibre ecosystem. MercadoPago supports the full range of regional payment methods including cards, bank transfers, cash payments, and PIX in Brazil. Essential for any business expanding into Latin American markets where local payment methods are crucial for conversion.

Razorpay

Indian Startups

India's leading payment gateway, purpose-built for the Indian market and its unique payment landscape. Razorpay supports UPI, cards, wallets, netbanking, EMI options, and 100+ other payment methods with fast onboarding for startups. Known for its developer-friendly approach and strong presence among Indian startups and growing businesses.

Mollie

European Simplicity

A European-focused payment service provider known for its simplicity and quick setup. Mollie supports 35+ payment methods popular across Europe including iDEAL, Bancontact, SOFORT, and various cards, with transparent per-transaction pricing. Ideal for SMBs and startups in Europe who want to get started quickly without complex contracts.

Flutterwave

Pan-African Payments

A leading African payment platform that enables businesses to accept and send payments across the continent. Flutterwave supports cards, mobile money (M-Pesa and others), bank transfers, and USSD across Nigeria, Kenya, Ghana, and other African markets. An essential gateway for any business looking to tap into Africa's growing digital economy.

Checkout.com

Global Performance

A global payment platform built for high-performance commerce, serving fast-growing businesses and enterprises. Checkout.com offers a unified API supporting 150+ currencies and 50+ payment methods with a focus on optimizing authorization rates. Known for strong performance in regions like Europe, the Middle East, and Asia.

Payeer

High-risk merchants

A multi-currency e-wallet supporting both fiat and cryptocurrency transactions. Payeer serves merchants and users in 200+ countries with P2P exchange capabilities and various deposit methods. Note: Does not serve US citizens. Often used by high-risk merchants and in markets where traditional payment options are limited.

2Checkout (Verifone)

Digital Goods

A global payment platform now owned by Verifone, with particular strength in digital goods and subscription billing. 2Checkout supports 45+ payment methods across 200+ countries with built-in tax management and localized checkout experiences. A solid choice for SaaS companies and digital product sellers needing global reach.

Authorize.Net

Advanced Fraud Detection

One of the longest-running US payment gateways, founded in 1996 and now owned by Visa. Authorize.Net offers reliable card processing with an Advanced Fraud Detection Suite and strong recurring billing capabilities. A trusted choice for established US businesses, especially those needing virtual terminal and phone order support.

Braintree

Mobile Apps

A PayPal-owned payment platform known for its developer-friendly SDKs and strong mobile integration. Braintree provides seamless access to PayPal, Venmo, and card payments through a single integration, making it popular among mobile apps and marketplaces. Offers a transparent Drop-in UI that simplifies checkout implementation.

CyberSource

Enterprise Security

A Visa-owned enterprise payment management platform with industry-leading fraud detection capabilities. CyberSource serves large enterprises across 190+ countries with sophisticated decision management tools and omnichannel payment processing. Best suited for large organizations with complex fraud prevention needs.

Chase Paymentech

US Enterprise

JPMorgan Chase's payment processing division, the largest merchant acquirer in the United States. Chase Paymentech offers same-day deposits at no extra cost for Chase business banking customers, making it particularly attractive for businesses already in the Chase ecosystem. A robust choice for US enterprises seeking a full-service banking and payments relationship.

First Data (Fiserv)

Clover POS Integration

A major payment processor now owned by Fiserv, serving millions of merchants worldwide with comprehensive payment and merchant services. First Data is best known for its Clover POS ecosystem, offering integrated hardware and software solutions for small to mid-sized businesses. A traditional processor with broad market reach.

Elavon

Multi-Currency

A US Bank subsidiary specializing in payment processing for businesses in North America, Europe, and Latin America. Elavon offers multi-currency capabilities and is known for competitive interchange-plus pricing for established businesses. A solid choice for companies needing reliable processing from a bank-owned provider.

Shift4

Hospitality & Retail

An end-to-end payment and commerce platform with deep specialization in the hospitality and retail industries. Shift4 offers integrated POS systems and payment processing with competitive interchange-plus pricing. Well-suited for restaurants, hotels, and retailers who want a unified commerce solution.

BlueSnap

B2B Payments

A payment orchestration platform now part of Payroc, specializing in B2B payments and subscription billing. BlueSnap offers local acquiring in 50 countries with native integrations for popular ERP and e-commerce platforms like NetSuite, BigCommerce, and Zuora. A strong fit for SaaS and B2B companies with global invoicing and subscription needs.

CCBill

Adult Content

A veteran high-risk payment processor established in 1998, specializing in adult entertainment, subscription-based content, and live streaming businesses. CCBill handles age verification, subscription billing automation, and compliance for industries that most processors won't touch. The go-to provider for adult content creators and platforms needing reliable payment acceptance.

PayKings

High-Risk Merchants

A high-risk payment processor specializing in industries often declined by traditional providers, including CBD, nutraceuticals, telemarketing, and subscription services. PayKings helps businesses in challenging verticals obtain merchant accounts and provides ongoing support for managing chargebacks and compliance requirements.

PaymentCloud

High Approval Rates

A high-risk merchant account provider focused on securing approvals for businesses with challenging credit profiles or in high-risk industries. PaymentCloud serves credit repair, travel, e-commerce, and other high-chargeback verticals with dedicated account management and chargeback mitigation strategies.

Durango Merchant Services

Offshore Options

A high-risk payment specialist offering both domestic US and offshore processing options for challenging merchant categories. Durango serves nutraceuticals, credit repair, tech support, and other industries that require flexible processing solutions, including offshore accounts for businesses that can't obtain US merchant accounts.

Segpay

Adult Streaming

A high-risk payment processor specializing in adult entertainment, dating sites, gaming, and subscription-based content platforms. Segpay provides compliant billing solutions with built-in age verification and subscription management tools, serving creators and platforms in verticals that require specialized payment expertise.

Paybotic

Cannabis Payments

Premier cannabis payment processor. 10+ years specializing in legal marijuana businesses. Services: ACH, debit processing, cannabis payment processing, gift card programs, merchant cash advance, cannabis banking. Compliant banking solutions for dispensaries, delivery services, CBD & hemp businesses.

CoinGate

Lightning Network

Crypto payment gateway. Accept 70+ cryptocurrencies, settle in crypto or fiat, invoicing.

NOWPayments

Most Cryptocurrencies

Accept 150+ cryptocurrencies. Non-custodial, auto coin conversion, low fees, global payments.

OpenNode

Bitcoin Lightning

Bitcoin Lightning Network payments. Instant, low-fee Bitcoin transactions, fiat settlement.

Circle

USDC Infrastructure

NYSE: CRCL. Founded 2013. USDC (largest regulated stablecoin), EURC, USYC tokenized fund. $45.61T+ volume, 185+ countries, 1000+ partners, 55 global licenses. Regulations: US (46 states MTL, NY BitLicense, FinCEN), EU (MiCA, ACPR, AMF), UK (FCA), Singapore (MAS), UAE (DFSA), Bermuda, Canada, Japan. Products: Circle Mint, CPN, Arc L1 blockchain, Wallets, CCTP. Partners: Stripe, MoneyGram, Binance, Coinbase, Nubank. 24/7, 100% backed, 1:1 redeemable.

Triple-A

Licensed Crypto Gateway

A Singapore-based cryptocurrency payment gateway that enables businesses to accept crypto payments and settle in either cryptocurrency or fiat. Triple-A offers a licensed, regulated approach to crypto payments with a focus on compliance in the Asian market. Suitable for businesses wanting a trusted, regulated crypto payment solution.

Bitpace

Crypto to fiat

A cryptocurrency payment gateway offering crypto-to-fiat conversion and white-label wallet solutions. Bitpace provides multi-liquidity provider connections to ensure competitive exchange rates and supports settlement in 75+ currencies. A good option for businesses needing customizable, branded crypto payment infrastructure.

iDEAL

Dutch Payments

The dominant online payment method in the Netherlands, holding approximately 60% market share. iDEAL enables direct bank transfers through customers' online banking portals, providing a trusted and familiar payment experience for Dutch consumers. Essential for any business selling to customers in the Netherlands.

Bancontact

Belgian Payments

Belgium's most popular payment method, widely used for both online and in-store transactions. Bancontact enables direct debit payments and mobile payments through the Payconiq app, with support for contactless and QR code payments. A must-have for any merchant targeting Belgian consumers.

GrabPay

Southeast Asian Super-app

The e-wallet arm of Grab, Southeast Asia's leading super-app with over 100 million users across eight countries. GrabPay enables QR code payments, online checkout, and peer-to-peer transfers, deeply integrated with Grab's ride-hailing and food delivery ecosystem. Essential for merchants targeting consumers in Singapore, Malaysia, Indonesia, Thailand, Vietnam, and the Philippines.

PagSeguro

Brazilian Market

One of Brazil's largest payment platforms, now operating under the PagBank brand. PagSeguro offers card processing, PIX, Boleto, and digital banking services with affordable POS hardware options for small businesses. A top choice for Brazilian merchants of all sizes, from street vendors to online stores.

Boleto Bancário

Brazilian Cash Payments

Brazil's traditional cash voucher payment system, representing approximately 25% of online transactions in the country. Boleto allows customers without credit cards to pay by generating a barcode voucher payable at banks, ATMs, and retail locations. Essential for reaching the unbanked and underbanked population in Brazil, with no chargeback risk for merchants.

M-Pesa

African Mobile Money

Africa's pioneering mobile money platform, launched in Kenya in 2007 and now operating across 10 countries. M-Pesa revolutionized financial services by enabling users to send money, pay bills, and make purchases using just a mobile phone, without needing a bank account. The dominant payment method in East Africa, essential for any business operating in Kenya, Tanzania, or the broader region.

Paystack

Nigerian Market

A leading African payment gateway, acquired by Stripe in 2020, serving businesses across Nigeria, Ghana, South Africa, Kenya, and Côte d'Ivoire. Paystack offers excellent developer documentation, high payment success rates through intelligent routing, and support for local payment methods like bank transfers, USSD, and mobile money. The go-to choice for startups and established businesses in West and Southern Africa.

Griffin

Banking-as-a-Service API

A UK-licensed API-first bank offering Banking as a Service (BaaS) for fintechs and platforms. Griffin provides safeguarding accounts, client money management, and embedded banking products through modern APIs. Built for fintechs, neobanks, and platforms that want to embed compliant banking infrastructure without building it themselves.

Affirm

Installment Loans

A leading buy now, pay later platform in the United States, offering consumers flexible payment options from pay-in-4 to longer-term installment loans. Affirm partners with major retailers to provide transparent financing with no hidden fees for consumers. Popular among e-commerce merchants looking to increase average order value and conversion rates.

Sezzle

Interest-Free Installments

A North American buy now, pay later platform known for its interest-free pay-in-4 model over six weeks. Sezzle operates as a Public Benefit Corporation and offers a virtual card that works anywhere Visa is accepted. Popular with younger consumers and merchants looking for an accessible BNPL option with high approval rates.

Afterpay

BNPL Pioneer

One of the pioneers of buy now, pay later, now owned by Block (Square) and integrated with Cash App. Afterpay offers interest-free pay-in-4 installments and longer-term payment plans, available at thousands of retailers in the US, UK, Australia, and New Zealand. Popular for its consumer-friendly approach with no interest and no credit score impact.

Xsolla

Game Monetization

A comprehensive gaming commerce platform that acts as a merchant of record, handling payments, taxes, fraud prevention, and compliance for game developers. Xsolla supports over 700 payment methods globally and offers a significantly lower commission than traditional platform stores. The go-to payment solution for indie and mid-sized game studios wanting to sell directly to players.

Nuvei

Gaming Payments

A global payment technology company with particular strength in the gaming, sports betting, and iGaming sectors. Nuvei offers 700+ payment methods across 200+ markets with a focus on optimizing authorization rates and reducing fraud. Known for their hands-on support and ability to handle regulated industries that other processors may decline.

SkinsBack

Gaming skins payments

A unique payment system that enables gaming sites to accept in-game skins from CS2, Dota 2, and Rust as a form of payment. SkinsBack operates in the gaming skin economy, allowing users to trade their virtual items for purchases on gaming marketplaces. A niche but valuable solution for gaming platforms targeting the active skin trading community.

Unit

Embedded Banking

An embedded finance platform that enables US tech companies to launch banking, card issuing, and lending products quickly. Unit offers both white-label solutions for rapid deployment and custom API integrations for deeper customization. Ideal for SaaS platforms, marketplaces, and fintechs wanting to add financial services to their core product.

Solaris

European BaaS

Europe's leading Banking as a Service platform, holding a full German banking license. Solaris enables fintechs and brands to embed banking products including accounts, cards, and lending through modern APIs. Powers numerous European neobanks and fintechs who want to offer regulated banking services without obtaining their own license.

Marqeta

Modern Card Issuing

A modern card issuing platform that enables companies to create and manage physical and virtual payment cards through APIs. Marqeta pioneered just-in-time funding and dynamic spend controls, powering card programs for major fintechs and gig economy companies. The leading choice for businesses needing sophisticated, programmable card issuing capabilities.

ClearBank

UK Banking Infrastructure

The first new UK clearing bank in over 250 years, providing regulated banking infrastructure through APIs. ClearBank offers direct access to UK and European payment schemes, FSCS-protected accounts, and real-time payments without competing with its customers. Built for fintechs and financial institutions that need licensed banking rails in the UK and Europe.

Mambu

Cloud Banking Platform

A cloud-native core banking platform that enables banks, fintechs, and brands to build and launch financial products quickly. Mambu offers composable lending, deposit, and payment engines through modern APIs, reducing time-to-market from years to weeks. Used by both traditional banks modernizing their infrastructure and new digital challengers.

AdvCash (now Volet.com)

Multi-Currency E-wallet

A multi-currency e-wallet platform (now rebranded as Volet.com) serving users and merchants in regions where traditional banking access may be limited. AdvCash offers e-wallets, virtual and physical cards, cryptocurrency support, and mass payout capabilities. Often used by high-risk merchants and for international transfers in emerging markets.

Paxum

Adult Industry

An international e-wallet platform primarily serving the adult entertainment industry and other high-risk merchants. Paxum offers e-wallets, prepaid cards, wire transfers, and cryptocurrency support in markets where traditional payment options are limited. A trusted payout solution for content creators in adult verticals.

WebMoney

Russian/CIS Markets

One of the oldest digital payment systems in Russia and the CIS region, established in 1998. WebMoney offers e-currency wallets, online payments, and money transfers with support for multiple currencies including cryptocurrency. Primarily used for transactions in Russia, Ukraine, Belarus, and Kazakhstan.

Ping Payments

Nordic payment aggregator

A Nordic payment aggregator that brings together the region's most popular payment methods including Swish, Vipps, MobilePay, and open banking in one integration. Ping Payments makes it easy for merchants to accept payments across Sweden, Norway, Denmark, and Finland with local payment preferences supported.

QIWI

Russian E-wallet

A popular e-wallet system in Russia and CIS countries, particularly well-known for gaming payments and international purchases. QIWI offers virtual cards for online shopping and is widely used for Steam, Roblox, and other gaming platforms in the region. Available across Russia, Kazakhstan, Belarus, and other CIS markets.

Yandex.Money (YooMoney)

Russian E-commerce

A major Russian digital wallet formerly known as Yandex.Money, rebranded as YooMoney. Offers virtual and physical payment cards, bill payments, and money transfers within Russia. Integrated with the broader Yandex ecosystem, making it a common choice for Russian consumers.

Interac

Canadian Payments

Canada's national debit payment network, used by virtually all Canadian financial institutions. Interac handles billions of transactions annually through Interac Debit for in-store purchases and Interac e-Transfer for person-to-person and business payments. Essential for any merchant serving Canadian customers, offering secure, real-time payments with minimal fees.

OXXO

Mexican Cash Payments

Mexico's leading cash payment method for e-commerce, enabling customers to pay for online purchases at over 23,000 OXXO convenience stores nationwide. OXXO PAY is essential for reaching Mexican consumers who prefer cash or don't have access to traditional banking. Payment confirmations are nearly instant, making it convenient for both merchants and shoppers.

PicPay

Brazilian Social Payments

A popular Brazilian digital wallet and neobank known for social payment features and cashback rewards. PicPay offers a free digital account, payment cards, PIX integration, and peer-to-peer transfers within its large user base. A growing payment option for merchants targeting young, mobile-first Brazilian consumers.

GCash

Philippine Mobile Wallet

The Philippines' leading mobile wallet with over 40 million users, offering payments, remittances, savings, and financial services. GCash enables QR code payments, bill payments, and money transfers, making it essential for any merchant doing business in the Philippines where mobile payments dominate.

GoPay

Indonesian Payments

Indonesia's leading digital wallet from the Gojek super-app ecosystem. GoPay enables mobile payments, bill payments, and transfers deeply integrated with ride-hailing, food delivery, and other Gojek services. A critical payment method for reaching Indonesian consumers in the world's fourth-largest country.

KakaoPay

Korean Digital Payments

South Korea's most popular mobile payment service, integrated with the ubiquitous KakaoTalk messaging app. KakaoPay serves over 30 million users with seamless payments, transfers, and financial services. Essential for any merchant targeting Korean consumers, where KakaoTalk is deeply embedded in daily life.

Naver Pay

Korean E-commerce

South Korea's e-commerce payment platform from Naver, the country's dominant search and shopping portal. Naver Pay offers one-click checkout, membership rewards, and integration with Naver Shopping. A key payment method for merchants selling to Korean consumers, especially in online retail.

EFT Pay

South African Instant EFT

A leading African payment infrastructure provider with over 25 years of operation in the continent. EFT Pay offers instant EFT payments, banking-as-a-service, card issuing, and payment processing for banks, telecoms, and enterprises across Africa. Built specifically for the unique requirements of African financial services.

PayFast

South African Market

South Africa's most popular payment gateway, now part of Network International, serving over 80,000 merchants. PayFast offers 18+ payment methods including cards, Instant EFT, and local options like Mobicred. The go-to payment solution for South African e-commerce businesses with easy integration and no monthly fees on the basic plan.

dLocal

Emerging Markets

A payments platform specializing in emerging markets, offering 600+ local payment methods across 35+ countries in Latin America, Africa, and Asia. dLocal provides a single API integration for international businesses to accept payments and make payouts in markets where local presence is otherwise required. Ideal for global companies expanding into challenging markets.

EBANX

LATAM Gateway

A Latin American payment gateway enabling global businesses to accept local payment methods across 15+ countries in the region. EBANX supports PIX, Boleto, OXXO, and over 100 other local methods that Brazilian, Mexican, and other LATAM consumers prefer. Essential for international e-commerce companies targeting Latin American markets.

AstroPay

Emerging Market Wallet

A global digital wallet and prepaid card solution focused on emerging markets in Latin America, Africa, and Asia. AstroPay enables users in regions with limited banking access to make international purchases and merchants to accept payments from these markets. Popular among gaming and betting platforms for deposits from high-risk regions.

PayU

Global Emerging Markets

A global payment provider with deep expertise in emerging markets including India, Latin America, and Eastern Europe. PayU offers local payment method support across 50+ markets through a single integration, making it valuable for businesses expanding into regions where local presence matters. Part of Prosus, focused on high-growth markets.

Rapyd

Fintech Infrastructure

A comprehensive fintech-as-a-service platform offering payments, payouts, and card issuing across 190+ countries. Rapyd provides access to 900+ payment methods through a single API, enabling businesses to embed financial services without building infrastructure from scratch. Well-suited for marketplaces, gig platforms, and global businesses needing unified payment capabilities.

Payoneer

Freelancer Payments

A global payment platform primarily serving freelancers, contractors, and businesses receiving international payments. Payoneer provides multi-currency accounts with local receiving details in major currencies, making it easy to get paid from global marketplaces and clients. The preferred payout solution for Fiverr, Upwork, Amazon, and other major platforms.

Hyperwallet

Global Payouts

A PayPal-owned global payout platform designed for enterprises making mass payments to workers, sellers, and affiliates worldwide. Hyperwallet supports payouts in 200+ markets and 50+ currencies with multiple disbursement options including bank transfers, PayPal, and prepaid cards. Built for gig economy platforms, marketplaces, and enterprises with complex payout needs.

Tipalti

Automated AP/AR

A finance automation platform that streamlines accounts payable, mass payments, and supplier management for mid-market and enterprise businesses. Tipalti handles tax compliance, fraud detection, and global payouts across 200+ countries and 120 currencies. Popular among tech companies needing to pay large numbers of affiliates, creators, or suppliers worldwide.

Wise Business

Business International Transfers

The business version of Wise (formerly TransferWise), offering multi-currency accounts and international transfers at the real mid-market exchange rate. Wise Business provides local account details in major currencies, batch payments, and integrations with accounting software. Ideal for businesses that frequently send or receive international payments and want transparent, low-cost FX.

Currencycloud

B2B Cross-Border

A Visa-owned B2B cross-border payment platform serving banks, fintechs, and FX brokers. Currencycloud provides APIs for collecting, converting, and paying out in 36 currencies across 180+ countries with fast settlement times. Built for financial institutions wanting to embed cross-border payment capabilities into their products.

Modulr

UK Payment Automation

A UK and EU payments-as-a-service platform enabling businesses to automate payments and embed banking features. Modulr provides access to Faster Payments, SEPA, BACS, and card issuing through APIs, serving platforms that need to move money programmatically. Particularly strong for payroll, lending, and marketplace use cases.

Banking Circle

Financial Institution Infrastructure

A fully licensed Luxembourg bank providing infrastructure for other financial institutions, processing over €1 trillion in payment volumes annually. Banking Circle serves payment companies, banks, and fintechs with virtual accounts, cross-border payments, and correspondent banking services. The behind-the-scenes banking partner for many major payment providers.

Railsbank

Global BaaS Platform

A global embedded finance platform (now Railsr) offering Banking-as-a-Service and Cards-as-a-Service. Railsbank enables fintechs and brands to launch financial products including accounts, payments, and cards without obtaining their own banking licenses. A white-label infrastructure provider for companies wanting to embed financial services.

Synapse

US Neo-Banking

A former banking-as-a-service platform that shut down operations in 2024. Note: Synapse is included for historical reference only and is no longer operational. Businesses should seek alternative BaaS providers.

Dwolla

ACH Payments

A US-focused ACH payment API that simplifies bank transfers for platforms and businesses. Dwolla provides programmatic access to ACH, real-time payments, and account verification with straightforward per-transaction pricing. Popular among platforms that need to move money between bank accounts without handling the complexity of direct ACH integration.

Plaid

Bank Account Linking

The leading financial data aggregation platform that connects applications to users' bank accounts. Plaid powers bank account linking, verification, and balance checks for thousands of fintech apps, enabling features like instant account verification, transaction data access, and identity confirmation. The standard infrastructure layer for US and European fintech applications.

Tink

European Open Banking

A Visa-owned European open banking platform connecting to over 6,000 banks for account data and payment initiation. Tink enables pay-by-bank, account verification, and financial data enrichment for banks and fintechs across Europe. A leader in the European open banking ecosystem, serving major financial institutions.

TrueLayer

Open Banking Payments

A leading European open banking payments platform specializing in pay-by-bank and instant payouts. TrueLayer handles a significant portion of UK pay-by-bank transactions with high conversion rates, offering a direct bank payment alternative to cards. Well-suited for e-commerce, gaming, and financial services businesses looking to reduce payment costs.

Stax

High-volume businesses

A membership-based payment processor offering interchange-plus pricing with a flat monthly fee instead of percentage markups. Stax is designed for high-volume businesses that want to save on processing costs by paying wholesale rates. Includes card processing, ACH, invoicing, and business management tools.

Helcim

Small businesses

A Canadian payment processor known for transparent interchange-plus pricing with no monthly fees or long-term contracts. Helcim serves small businesses in the US and Canada with online payments, POS systems, and invoicing. A good fit for businesses seeking honest, straightforward pricing without hidden costs.

Host Merchant Services

Online businesses

A US payment processor that works with both standard and high-risk merchant categories. Host Merchant Services provides card processing, POS systems, and e-commerce solutions for retail, restaurants, and online businesses with dedicated account support.

Clover

Retail & restaurants

A Fiserv-owned all-in-one POS system combining hardware, payments, inventory, and employee management for retail and restaurants. Clover offers a range of devices from compact readers to full register systems, with a marketplace of third-party apps for customization. Popular among small to medium businesses wanting an integrated commerce solution.

Payment Depot

High-volume merchants

A membership-based payment processor offering wholesale interchange-plus pricing with zero markup for high-volume merchants. Payment Depot's subscription model provides significant savings for businesses processing large volumes who want to avoid percentage-based markups on top of interchange fees.

Dharma Merchant Services

Socially conscious businesses

A B-Corp certified payment processor committed to ethical business practices and transparent pricing. Dharma offers competitive interchange-plus rates and actively supports nonprofits with special programs. Ideal for socially-conscious businesses that value working with mission-driven partners.

Swipesum

Finding best rates

A payment consulting service that helps businesses find the best processing rates through audits and negotiations. Swipesum acts as a marketplace and advisor, analyzing statements and matching merchants with suitable processors. Useful for businesses unsure which provider fits their needs or wanting to reduce existing processing costs.

NMI

Gateway flexibility

A flexible payment gateway designed for ISVs, resellers, and payment facilitators who need white-label capabilities. NMI provides extensive customization options, recurring billing, and tokenization for businesses building payment experiences into their own platforms. A popular choice for software companies embedding payments.

Melio

B2B payments

A B2B payment platform that lets small businesses pay vendors by ACH, check, or credit card even when vendors don't accept cards. Melio simplifies accounts payable by enabling businesses to earn card rewards while paying suppliers who only accept bank transfers. Free for ACH payments with a simple, user-friendly interface.

AffiniPay (8am)

Professional services

A payment platform built for professional services including legal (LawPay), accounting (CPACharge), and associations. AffiniPay (now 8am) handles industry-specific compliance requirements like IOLTA trust accounting for law firms. Designed for professionals who need compliant payment acceptance with specialized billing features.

Verifone

Global enterprise

A global leader in payment terminal hardware and POS solutions serving enterprises in 150+ countries. Verifone provides secure payment devices, software platforms, and merchant services for in-person commerce. Known for their hardware reliability and presence in retail, hospitality, and transportation sectors.

Fiserv

Financial institutions

One of the world's largest financial technology companies, providing core banking systems, payment processing, and merchant services. Fiserv owns First Data and Clover, serving financial institutions and merchants globally with comprehensive payment infrastructure and technology solutions.

FIS

Banking & fintech

A major global financial technology company that owns Worldpay, serving banks, merchants, and capital markets with payment processing and banking technology. FIS provides enterprise-grade infrastructure powering a significant portion of global payment volume through its vast network of financial institution clients.

Global Payments

International commerce

A major global payment technology company serving over 3.5 million merchants worldwide with acquiring, issuing, and integrated payment solutions. Global Payments focuses on vertical-specific solutions for healthcare, retail, restaurants, and education with both online and in-person payment capabilities.

ACI Worldwide

Real-time payments

A payment systems software company powering infrastructure for banks and payment processors globally. ACI Worldwide enables real-time payment networks including FedNow, Zelle, and UK Faster Payments, processing over 671 billion transactions annually. Built for financial institutions requiring enterprise-grade payment switching and fraud management.

GoCardless

Recurring payments

A specialist in recurring direct debit payments across 30+ countries, supporting SEPA, BACS, ACH, and other local bank debit schemes. GoCardless makes it easy to collect subscription and invoice payments directly from bank accounts with lower fees than card payments. Ideal for SaaS, membership, and recurring billing businesses.

Fondy

European e-commerce

A Ukraine-based international payment gateway supporting 150+ payment methods with strong presence in Eastern Europe. Fondy offers subscription billing, anti-fraud tools, and multi-currency support for e-commerce businesses expanding into European markets.

Trust Payments

UK merchants

A European payment platform offering acquiring, fraud prevention, and alternative payment methods across 120+ countries. Trust Payments serves UK and European merchants with card processing, open banking, and risk management solutions through a unified platform.

Opayo

UK businesses

A UK payment gateway formerly known as SagePay, now part of Elavon. Opayo provides card processing, digital wallets, and fraud prevention tools specifically designed for UK and Irish businesses. Known for reliable service and integration with popular e-commerce platforms.

Worldline

European enterprise

Europe's largest payment processor with over one million payment terminals and operations in 85+ countries. Worldline offers end-to-end payment services including acquiring, processing, and digital commerce solutions for enterprise merchants, banks, and governments across Europe and beyond.

SumUp

Small EU businesses

A mobile-first payment solution for small businesses in 35+ countries, offering affordable card readers and straightforward pricing. SumUp makes it easy for solo entrepreneurs, market vendors, and small retailers to accept card and contactless payments with no monthly fees. A popular Square alternative in Europe and beyond.

Zettle

EU retail

A PayPal-owned mobile POS solution for small businesses across Europe and Latin America. Zettle provides card readers, contactless payments, and e-commerce integration with transparent flat-rate pricing. Particularly popular in the Nordics where it integrates with local payment method Swish.

Viva Wallet

European SMEs

A European neobank and payment provider offering POS terminals, online payments, and business accounts with IBAN across 23 European countries. Viva Wallet combines payment acceptance with banking services, providing same-day settlement and competitive rates for European SMEs.

UnionPay

Chinese customers

China's national card network and the world's largest card issuer by volume, accepted in 183 countries worldwide. UnionPay is essential for any merchant wanting to accept payments from Chinese consumers, both domestically and as tourists abroad. Supports mobile payments, QR codes, and contactless transactions.

JCB

Japanese customers

Japan's premier international card network, widely accepted across Asia and growing globally. JCB is essential for merchants targeting Japanese consumers, both domestically and as travelers. Known for premium cardholder benefits and strong presence in travel and hospitality sectors.

AsiaPay

Pan-Asian payments

A comprehensive Asia-Pacific payment gateway connecting merchants to 150+ payment methods across the region. AsiaPay supports major cards, local bank transfers, digital wallets like Alipay and WeChat Pay, and regional BNPL options. The go-to solution for businesses needing unified payment acceptance across multiple Asian markets.

Maya

Philippine market

A leading digital wallet in the Philippines, formerly known as PayMaya. Maya offers a comprehensive financial super-app including card payments, QR transactions, bills payment, remittances, and banking services. Essential for merchants targeting the rapidly digitalizing Filipino consumer market.

TrueMoney

Southeast Asia

A major Southeast Asian e-wallet operating across seven countries including Thailand, Vietnam, and the Philippines. TrueMoney enables mobile payments, bill payments, transfers, and cash-in/out services through an extensive agent network. Important for reaching consumers in markets where traditional banking penetration is lower.

OVO

Indonesian market

One of Indonesia's most popular e-wallets with over 115 million downloads, operating in partnership with Grab. OVO offers payments, transfers, investment, and insurance services through an integrated super-app experience. A key payment method for reaching Indonesian consumers in the world's fourth most populous country.

DANA

Indonesian payments

Indonesia's largest digital wallet by registered users, with over 150 million accounts. DANA offers payments, transfers, bill payments, and seamless e-commerce integration with major Indonesian platforms. Essential for any merchant operating in Indonesia's rapidly growing digital economy.

LinkAja

Indonesian government

Indonesia's state-backed e-wallet backed by major state-owned enterprises including Telkom and Bank Mandiri. LinkAja is particularly strong for government-related payments, transportation, and utility bills. A trusted option for reaching Indonesian consumers who prefer government-affiliated financial services.

Touch 'n Go

Malaysian market

Malaysia's dominant e-wallet with over 14 million users, originally started as an RFID toll payment system. Touch 'n Go has evolved into a comprehensive digital wallet for payments, tolls, parking, public transport, and retail. Essential for any merchant targeting Malaysian consumers.

Boost

Malaysian e-commerce

A Malaysian e-wallet from Axiata Group offering mobile payments, rewards, cashback, and bill payments with installment options through Boost PayFlex. Popular for its loyalty rewards program and strong presence among Malaysian SMEs and the underbanked population.

PromptPay

Thai instant payments

Thailand's national instant payment system operated by the Bank of Thailand, enabling real-time transfers using mobile numbers or national IDs. PromptPay is free for individuals and widely adopted across the country, making it essential for any merchant operating in Thailand.

VNPay

Vietnamese market

Vietnam's leading digital payment platform connecting over 35 banks and 100+ services. VNPay enables QR code payments, e-commerce checkout, bill payments, and mobile banking across the country. A critical payment gateway for businesses entering Vietnam's fast-growing digital economy.

ZaloPay

Vietnamese e-wallet

A leading Vietnamese e-wallet developed by VNG Corporation, deeply integrated with the popular Zalo social platform. ZaloPay offers mobile payments, bill payments, and money transfers, ranking among the top three e-wallets in Vietnam. Its strong presence in gaming and social commerce makes it well-suited for businesses targeting Vietnamese consumers.

PayNow

Singapore transfers

Singapore's national instant payment service enabling real-time bank transfers using mobile numbers or national ID (NRIC). PayNow supports cross-border payments to Thailand, Malaysia, and India, making it essential for businesses operating in or with Singapore.

CoinsPaid

Crypto businesses

An Estonia-based cryptocurrency payment provider offering compliant merchant services with full KYB/AML procedures. CoinsPaid provides payment gateway solutions, OTC desk services, and hot wallet management for businesses looking to accept crypto payments securely.

CoinPayments

Multi-crypto support

A veteran cryptocurrency payment gateway supporting over 40 different cryptocurrencies for merchant acceptance. CoinPayments offers MPC custody, instant verification, fiat conversion, and integrations with major e-commerce platforms. Ideal for businesses wanting broad crypto payment coverage.

BitGo

Institutional crypto

An institutional-grade digital asset infrastructure provider offering qualified custody, staking, and prime services. BitGo serves financial institutions, exchanges, and enterprises requiring secure, regulated crypto custody with multi-signature wallet technology.

Utrust

Crypto-to-fiat

A regulated European financial ecosystem (formerly Utrust) enabling businesses to accept both crypto and traditional payments. Licensed as an EMI and MiCA compliant, Utrust offers payment acceptance, card issuing, subscriptions, and marketplace solutions across Europe.

Crypto.com Pay

Crypto.com users

The merchant payment solution from Crypto.com enabling businesses to accept over 400 cryptocurrencies. Crypto.com Pay offers instant settlement, global reach, and integration with the broader Crypto.com ecosystem. Ideal for merchants wanting to tap into Crypto.com's large user base.

BTCPay Server

Self-hosted crypto

A self-hosted, open-source Bitcoin payment processor offering complete financial sovereignty with zero transaction fees. BTCPay Server supports Lightning Network for instant payments and integrates with major e-commerce platforms. Perfect for businesses wanting full control over their Bitcoin payment infrastructure without third-party dependencies.

Cryptomus

Modern crypto gateway

A modern cryptocurrency payment gateway supporting over 50 cryptocurrencies with instant settlement and competitive fees. Cryptomus offers straightforward merchant onboarding and is designed for businesses looking for a simple, no-fuss crypto payment solution.

CryptoProcessing

White-label crypto

A B2B cryptocurrency payment processor based in Estonia offering white-label solutions for businesses. CryptoProcessing provides merchant payment services, mass payout capabilities, and customizable crypto processing infrastructure for enterprises.

Coinremitter

Multi-currency wallet

A cryptocurrency payment gateway supporting over 20 cryptocurrencies with wallet services and invoicing capabilities. Coinremitter offers e-commerce plugins for popular platforms and is designed for merchants wanting affordable crypto payment acceptance with low fees.

OTR Solutions

Trucking industry

A specialized payment solutions provider for the trucking and transportation industry. OTR Solutions offers factoring, fuel advances, and fleet payment services designed for trucking companies needing faster cash flow and simplified financial management.

Closinglock

Real estate

A real estate wire fraud prevention platform providing secure wire transfer verification and escrow services. Closinglock helps title companies, real estate agents, and law firms protect property transactions from wire fraud with bank verification technology.

DailyPay

Earned wage access

An on-demand pay platform enabling employees to access earned wages before payday. DailyPay integrates with employer payroll systems and benefits providers seeking to offer instant access to earned wages as a financial wellness benefit.

Zelle

Bank transfers

The leading US person-to-person instant payment network integrated directly into banking apps. Zelle enables real-time bank-to-bank transfers without fees for consumers, making it ubiquitous for peer payments across American financial institutions.

Venmo Business

Social payments

PayPal's social payment platform extended for business use, popular among younger American consumers. Venmo Business enables merchants to accept payments via QR codes and online checkout, leveraging Venmo's strong brand recognition and social payment features.

Cash App for Business

Small merchants

Block's (formerly Square) mobile payment app extended for business use with a simple flat-rate fee structure. Cash App for Business offers QR code payments, payment links, Bitcoin acceptance, and free instant deposits. Popular among small merchants and service providers in the US.

Tabby

MENA BNPL

The leading buy now, pay later provider in the Middle East, offering split payments and monthly installments. Tabby serves merchants across the GCC countries, helping increase conversion rates and average order values for businesses targeting Middle Eastern consumers.

Tamara

Saudi BNPL

A Saudi Arabia-based buy now, pay later platform offering split payment options across the GCC. Tamara enables consumers to pay in installments while merchants receive full payment upfront, particularly popular with e-commerce businesses in Saudi Arabia and UAE.

Yoco

South African SMEs

South Africa's leading payment provider for small and medium businesses, offering card acceptance and point-of-sale solutions. Yoco provides affordable hardware and simple pricing designed specifically for SMEs in the South African market.

2C2P

Southeast Asian payments

A comprehensive Southeast Asian payment platform offering full-stack solutions across online, mobile, and in-store channels. 2C2P enables businesses to accept local payment methods across multiple markets with a single integration, serving as a regional payment gateway specialist.

Alchemy Pay

Crypto-fiat bridge

A Singapore-based payment gateway bridging traditional fiat currency and cryptocurrency payments. Alchemy Pay enables businesses to accept over 300 cryptocurrencies alongside fiat payments, offering on/off-ramp services and NFT checkout capabilities across 173 countries.

AlipayHK

HK-China payments

Hong Kong's leading mobile wallet operated by Ant Group, offering cross-border payment capabilities to China, Japan, and Singapore. AlipayHK enables merchants to accept payments from Hong Kong consumers and Chinese tourists, bridging HK-China commerce seamlessly.

Worldline Nordic

Nordic enterprise

The Nordic payments division of Worldline (formerly Bambora), one of Europe's largest payment service providers. Worldline Nordic offers omnichannel payment solutions including POS terminals, e-commerce processing, and cross-border payments for merchants across Scandinavia and Europe.

BankAxept

Norwegian card payments

Norway's national debit card network dominating domestic card payments in Norwegian stores. BankAxept offers low-cost contactless transactions with fast settlement, essential for any merchant accepting card payments in Norway.

Billmate

Swedish e-commerce

A Swedish payment provider specializing in invoice and installment payment solutions for e-commerce. Billmate offers flexible payment options including split payments and card processing, integrated with BankID for secure authorization in Scandinavian markets.

Bluecode

Mobile payments

A European mobile payment solution enabling bank account-linked payments via QR codes, NFC, and barcodes. Bluecode partners with major networks including Alipay+ for cross-border acceptance, offering European merchants access to both local and international mobile payment users.

Borgun

Icelandic merchants

An Icelandic payment processor now part of Teya (SaltPay), offering card payment solutions and POS terminals across Europe. Borgun provides next-day settlement and straightforward pricing for SMEs in Iceland and other European markets.

Buckaroo

Benelux SMEs

A Dutch payment service provider offering over 40 payment methods with a focus on the Benelux region. Buckaroo provides payment terminals, subscription management, and credit services, serving SMEs and enterprises with straightforward e-commerce integrations.

CCAvenue

Multi-currency MENA

A leading Indian payment gateway supporting over 200 payment methods including cards, UPI, net banking, and wallets. CCAvenue serves merchants in India and the Middle East with multi-currency support and comprehensive payment processing solutions.

Clearhaus

European online stores

A Danish acquiring company providing fast merchant onboarding with next-day settlement across 33 European countries. Clearhaus offers transparent pricing without setup fees, making it popular with e-commerce businesses seeking quick approval and simple processing.

Clip

Mexican businesses

Mexico's leading mobile point-of-sale provider empowering SMEs with affordable card acceptance solutions. Clip offers portable POS terminals and a commerce ecosystem designed for financial inclusion, serving Mexican businesses of all sizes.

Walley (Collector)

BNPL & invoicing

A Swedish financial services provider (part of Norion Bank) offering buy now, pay later and invoice payment solutions. Walley (formerly Collector) helps e-commerce merchants in the Nordics increase conversions with flexible payment options for consumers.

Computop

German enterprise

A German enterprise payment service provider offering true omnichannel solutions across POS, e-commerce, mobile, and phone channels. Computop's Paygate platform supports over 350 payment methods through 50+ acquirers, serving large retailers and enterprises across Europe.

Datatrans

Swiss e-commerce

A Swiss payment gateway (now under the Planet brand) offering an independent platform with flexibility to choose financial partners. Datatrans is known for its reliability and Swiss-quality security, serving businesses in Switzerland and across Europe with PCI-compliant payment processing.

DIBS

Nordic e-commerce

A leading Nordic payment solution provider now part of Nets, offering in-store and online payment processing across Scandinavia. DIBS provides high-availability payment infrastructure with support for local Nordic payment methods like Dankort, MobilePay, Vipps, and Swish.

DPO Group

African payments

Africa's leading payment gateway covering over 20 countries across the continent. DPO Group enables businesses to accept cards, mobile money, and bank transfers, offering essential payment infrastructure for companies expanding into African markets.

ECPay

Taiwan e-commerce

Taiwan's pioneering fintech platform offering comprehensive payment solutions including credit cards, ATM, and convenience store payments. ECPay integrates payment with logistics and e-invoice services, serving as a one-stop solution for e-commerce businesses in Taiwan.

ePay

Danish merchants

A Danish payment platform offering flexible checkout solutions, subscription payments, and multi-acquirer support. ePay serves Nordic e-commerce merchants with intelligent 3D Secure handling and integrations for popular shopping platforms.

Eway

Australian e-commerce

Australia's established payment gateway offering card processing with no setup fees or lock-in contracts. Eway provides free fraud protection and fast settlements, serving Australian and New Zealand e-commerce businesses with straightforward integration options.

GMO Payment Gateway

Japanese market

Japan's leading payment processor supporting over 30 payment methods including credit cards, convenience store payments, and popular mobile wallets like PayPay and Rakuten Pay. GMO Payment Gateway serves businesses entering the Japanese market with comprehensive local payment coverage.

Unzer

European payments

A German payment platform (formerly Heidelpay) offering omnichannel solutions across online, mobile, and in-store channels. Unzer's unified platform connects all payment touchpoints, serving European retailers with modern POS hardware and comprehensive payment method coverage.

HitPay

Singapore SMEs

A Singapore-based all-in-one payment platform designed for SMEs, offering payment gateway, POS software, and online store builder tools. HitPay supports over 50 payment methods with no setup fees, making it accessible for small businesses across Singapore, Malaysia, and Hong Kong.

Hobex

Austrian payments

An Austrian payment systems provider with over 30 years of experience in terminal solutions and card processing. Hobex offers a comprehensive range of POS hardware options and serves merchants across Austria, Germany, Italy, and Slovenia.

Ingenico

Global payments

A global leader in payment terminals now part of Worldline, offering smart terminals and cloud-based payment management. Ingenico provides comprehensive countertop and mobile terminal solutions serving businesses worldwide with end-to-end payment infrastructure.

NHN KCP

Korean payments

A leading Korean payment processor offering complete payment solutions for online and offline channels. NHN KCP provides customizable payment wallets, POS terminals, and comprehensive coverage of Korean payment methods essential for businesses operating in South Korea.

KG Inicis

Korean e-commerce

A premium Korean payment gateway offering custom payment wallets and KakaoTalk payment link integration. KG Inicis provides unified authentication services and helps Korean businesses expand into the Japanese market without requiring a local entity.